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Cream Cheese Banana Bread

Moist banana bread slice with creamy swirls of cream cheese filling.

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This is a moist and tender banana bread swirled with a rich, tangy cream cheese filling. It transforms overripe bananas into a special treat perfect for breakfast or a snack. The recipe is simple and yields a loaf that stays soft for days.

Ingredients

Scale
  • 3 large very ripe bananas, mashed (about 1 1/2 cups)
  • 1/2 cup (1 stick) unsalted butter, melted and cooled
  • 3/4 cup granulated sugar
  • 2 large eggs, room temperature
  • 1 teaspoon pure vanilla extract
  • 2 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon salt
  • 1 teaspoon ground cinnamon
  • 8 ounces full-fat cream cheese, softened
  • 1/4 cup granulated sugar
  • 1 large egg yolk
  • 1/2 teaspoon vanilla extract

Instructions

  1. Preheat oven to 350°F (175°C). Grease a 9×5-inch loaf pan.
  2. Make the cream cheese filling: In a medium bowl, beat softened cream cheese until smooth. Add 1/4 cup sugar, egg yolk, and 1/2 tsp vanilla. Beat until combined and silky. Set aside.
  3. Make the banana batter: In a large bowl, mash bananas. Whisk in melted butter, 3/4 cup sugar, eggs, and 1 tsp vanilla until blended and glossy.
  4. In a separate bowl, whisk together flour, baking soda, baking powder, salt, and cinnamon.
  5. Add dry ingredients to wet banana mixture. Fold together gently with a spatula until just combined.
  6. Pour about two-thirds of the banana batter into the prepared loaf pan. Spread evenly.
  7. Spoon all of the cream cheese filling over the batter layer, spreading gently to cover.
  8. Dollop the remaining banana batter over the top. Use a knife to swirl the layers in a figure-eight pattern.
  9. Bake for 60 to 70 minutes, until top is golden brown and a toothpick inserted into the banana bread part comes out clean.
  10. Cool in pan on a wire rack for 30 minutes, then remove from pan to cool completely before slicing.

Notes

Use very ripe, spotty bananas for best sweetness and moisture. Do not overmix the batter after adding flour. Let bread cool completely for clean slices. Store in refrigerator due to cream cheese.

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