Banana Pudding Cupcakes

Posted on April 5, 2026

Moist banana cupcake topped with creamy vanilla whipped cream and fresh banana slice.

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Creating impressive desserts doesn’t have to mean a costly trip to the specialty grocery store. These banana pudding cupcakes rely on pantry staples like flour, sugar, and eggs, with ripe bananas and a box of wafers providing the signature flavor. I think that’s the magic of a great recipe. It takes something familiar, something you might already have on your counter, and turns it into a little celebration. For me, that’s the heart of a classic banana pudding recipe, but I’ve always wanted to make it a bit more portable, a bit more fun for parties. That’s how these banana pudding cupcakes were born. They capture every layer of the beloved dessert in a single, handheld treat. It’s comfort food, made easy, and perfect for sharing, much like the simple joy of making Oreo Balls.

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Banana Pudding Cupcakes

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These handheld cupcakes capture every layer of classic banana pudding in a fun, portable treat. A moist banana cake is filled with creamy vanilla pudding, fresh banana slices, and vanilla wafers, then topped with whipped cream. They are perfect for parties and made with simple pantry staples.

  • Author: Harmony
  • Prep Time: 25min
  • Cook Time: 20min
  • Total Time: 1h
  • Yield: 12 cupcakes 1x
  • Category: dessert
  • Method: baking
  • Cuisine: American

Ingredients

Scale
  • 1 1/2 cups all-purpose flour
  • 1 tsp baking powder
  • 1/2 tsp baking soda
  • 1/4 tsp salt
  • 1/2 cup (1 stick) unsalted butter, softened
  • 3/4 cup granulated sugar
  • 2 large eggs, room temperature
  • 1 tsp pure vanilla extract
  • 1 cup mashed ripe bananas (about 23 medium)
  • 1/2 cup buttermilk
  • 1 (3.4 oz) box instant vanilla pudding mix
  • 1 1/2 cups cold whole milk
  • 1 cup cold heavy whipping cream
  • 1/4 cup powdered sugar
  • 1 tsp vanilla extract
  • 1 box vanilla wafer cookies
  • 2 ripe but firm bananas, sliced

Instructions

  1. Preheat oven to 350°F. Line a 12-cup muffin tin with paper liners.
  2. Whisk flour, baking powder, baking soda, and salt in a medium bowl.
  3. In a large bowl, cream butter and sugar until light and fluffy. Beat in eggs one at a time, then vanilla. Mix in mashed bananas.
  4. With mixer on low, alternately add dry ingredients and buttermilk to banana mixture, beginning and ending with dry ingredients. Mix just until combined.
  5. Divide batter evenly among liners, filling each 2/3 full. Bake 18-20 minutes, until a toothpick comes out clean. Cool in pan 5 minutes, then transfer to a wire rack to cool completely.
  6. For filling, whisk pudding mix with cold milk for 2 minutes until thick. Set aside to set.
  7. In another bowl, beat cold heavy cream, powdered sugar, and 1 tsp vanilla until stiff peaks form.
  8. Fold about 1 cup of the whipped cream into the set pudding to create a light filling. Reserve remaining whipped cream for topping.
  9. Once cupcakes are cool, use a small knife or corer to remove a plug from the center of each.
  10. Place a few banana slices and a small piece of vanilla wafer in each hole. Pipe or spoon the pudding filling into each center.
  11. Top each cupcake with reserved whipped cream. Garnish with a banana slice and a vanilla wafer cookie. Serve immediately or chill.

Notes

For best results, ensure bananas are very ripe with brown spots for maximum sweetness and flavor. Do not overmix the batter once flour is added. All dairy for the cream components must be cold to whip properly. Assemble only when cupcakes are completely cool to prevent sogginess. Store leftovers in the refrigerator for up to 2 days.

Nutrition

  • Serving Size: 1
  • Calories: 320
  • Sugar: 25
  • Sodium: 280
  • Fat: 16
  • Saturated Fat: 9
  • Unsaturated Fat: 5
  • Trans Fat: 0
  • Carbohydrates: 42
  • Fiber: 1
  • Protein: 4
  • Cholesterol: 70

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Ingredients List for Banana Pudding Cupcakes

Ingredients for Banana Pudding Cupcakes

Banana pudding cupcakes start with a simple, moist banana cake base. You’ll need two mixing bowls and a handful of ingredients you likely have right now.

For the Banana Cupcakes:

  • 1 ½ cups all-purpose flour
  • 1 teaspoon baking powder
  • ½ teaspoon baking soda
  • ¼ teaspoon salt
  • ½ cup (1 stick) unsalted butter, softened
  • ¾ cup granulated sugar
  • 2 large eggs, room temperature
  • 1 teaspoon pure vanilla extract
  • 1 cup mashed ripe bananas (about 2-3 medium bananas)
  • ½ cup buttermilk (or ½ cup milk + ½ tablespoon lemon juice or vinegar, let sit 5 minutes)

For the Dreamy Creamy Filling & Topping:

  • 1 (3.4 oz) box instant vanilla pudding mix
  • 1 ½ cups cold whole milk
  • 1 cup heavy whipping cream, cold
  • ¼ cup powdered sugar
  • 1 teaspoon vanilla extract
  • 1 box vanilla wafer cookies, plus extra for garnish
  • 2 ripe but firm bananas, sliced

Smart Swaps: For a gluten-free version, use a 1:1 gluten-free flour blend. You can use full-fat coconut milk in the pudding for a dairy-free twist. If you don’t have buttermilk, the milk-and-lemon juice trick works perfectly.

Timing for Banana Pudding Cupcakes

  • Prep Time: 25 minutes
  • Cook Time: 18-20 minutes
  • Total Time: About 1 hour (includes cooling and assembly)
    This is about 30% faster than assembling a traditional layered banana pudding cake from scratch, and you get individual servings ready to go.

Step-by-Step Instructions for Banana Pudding Cupcakes

Making these cupcakes is a simple, joyful process. Let’s walk through it.

  1. Make the Cupcake Batter. Preheat your oven to 350°F and line a muffin tin with paper liners. In a medium bowl, whisk together the flour, baking powder, baking soda, and salt. In a large bowl, cream the softened butter and sugar until light and fluffy, about 2-3 minutes. Beat in the eggs one at a time, then the vanilla. Mix in the mashed bananas—they’ll make the batter wonderfully fragrant.
  2. Combine Wet & Dry. With the mixer on low, alternately add the dry ingredients and the buttermilk to the banana mixture, beginning and ending with the dry ingredients. Mix just until combined; a few streaks of flour are okay. Overmixing leads to dense cupcakes.
  3. Bake. Divide the batter evenly among the 12 muffin cups, filling each about ⅔ full. Bake for 18-20 minutes, or until a toothpick inserted into the center comes out clean. Let the cupcakes cool in the pan for 5 minutes, then transfer to a wire rack to cool completely.
  4. Prepare the Cream. While the cupcakes cool, make the filling. In a large bowl, whisk the instant pudding mix with the cold milk for 2 minutes until thick. Set it aside to set. In another bowl, beat the cold heavy cream, powdered sugar, and vanilla until stiff peaks form. Gently fold about 1 cup of the whipped cream into the set pudding to create a light, creamy filling. Reserve the remaining whipped cream for topping.
  5. Assemble the Banana Pudding Cupcakes. Once cupcakes are cool, use a small knife or a cupcake corer to remove a plug from the center of each. Place a few slices of banana and a small piece of vanilla wafer in the hole. Pipe or spoon the creamy pudding filling into each center, filling just to the top.
  6. Top & Serve. Pipe or dollop the reserved whipped cream onto each cupcake. Garnish with a slice of banana and a half or whole vanilla wafer cookie. Serve immediately for the best texture, or chill until ready to serve.

Nutritional Information for Banana Pudding Cupcakes

One banana pudding cupcake provides approximately 320 calories, with 16g fat, 42g carbohydrates, 4g protein, and 1g fiber. Bananas offer a good source of potassium and vitamin B6. Using ripe bananas also adds natural sweetness, allowing you to enjoy the flavor with a mindful balance.

Equipment Needed for Banana Pudding Cupcakes

You don’t need any fancy tools. A regular kitchen will have everything:

  • Standard 12-cup muffin tin
  • Paper cupcake liners
  • Two mixing bowls (one large, one medium)
  • Electric hand mixer or stand mixer
  • Whisk and spatula
  • Measuring cups and spoons
  • Wire cooling rack
  • Piping bag with a star tip (optional, but pretty for the whipped cream)

Why You’ll Love This Recipe

  • Nostalgia in Every Bite. It’s the classic, comforting flavor of banana pudding you grew up with, reimagined as a fun, single-serving cupcake.
  • Perfect for Gatherings. These are ideal for potlucks, birthdays, or holiday parties. They’re as festive as my New Years Eve Cake Ball Drops but with a creamy, fruity twist.
  • Simple Ingredients, Warm Memories. No obscure items here. It’s a budget-friendly way to create something special.
  • Make-Ahead Friendly. You can bake the cupcakes a day ahead, and the filling comes together in minutes when you’re ready to assemble.

Healthier Alternatives for the Recipe

Recipe variations for Banana Pudding Cupcakes

  • Gluten-Free: Swap the all-purpose flour for your favorite gluten-free blend. Ensure your vanilla wafers are certified gluten-free.
  • Dairy-Light: Use a plant-based milk and a dairy-free whipped topping for the cream components. The banana flavor will still shine through.
  • Reduced Sugar: You can slightly reduce the sugar in the cupcake batter by 2-3 tablespoons, as the ripe bananas add sweetness. Look for a sugar-free instant pudding mix.

Serving Suggestions for Banana Pudding Cupcakes

Serve these cupcakes chilled for the best experience. They’re a complete dessert on their own, but for a real showstopper, arrange them on a cake stand for a party. They pair beautifully with a cup of coffee or cold milk. For a holiday twist, sprinkle a little cinnamon or nutmeg over the whipped cream, similar to the cozy vibe of my Christmas Gooey Butter Cookies.

Common Mistakes to Avoid

  • Using Green Bananas. The riper the bananas (lots of brown spots), the sweeter and more flavorful your cupcakes will be. Green bananas lack that deep, sweet banana essence.
  • Overmixing the Batter. Once you add the flour, mix just until the ingredients are incorporated. Overmixing develops gluten and leads to tough, dense cupcakes instead of a tender crumb.
  • Warm Cream. Your heavy cream and milk must be cold to whip properly and for the pudding to set. If your kitchen is warm, chill your mixing bowl beforehand.
  • Assembling Too Early. If you fill the cupcakes while they are still warm, the filling will melt and make the cake soggy. Patience is key—let them cool completely.

Storing Tips for the Recipe

Storage and leftovers for Banana Pudding Cupcakes

These banana pudding cupcakes are best enjoyed the day they are assembled. However, you can store leftovers in an airtight container in the refrigerator for up to 2 days. The whipped cream may soften and the banana slices may brown slightly, but they will still taste delicious. I do not recommend freezing the assembled cupcakes. You can freeze the un-frosted banana cupcakes for up to 2 months; thaw overnight in the fridge and assemble fresh.

Conclusion

At the end of the day, these banana pudding cupcakes are about bringing joy to your table with minimal fuss. They prove that a regular kitchen and regular time can yield extraordinary, shareable results. It’s a dessert that feels like home, with a playful twist. I hope you give them a try for your next family dinner or celebration. If you love individual desserts like these, you might also enjoy my No-Bake Gingerbread Cheesecake Cups. Let me know how your banana pudding cupcakes turn out in the comments, and don’t forget to tag @Homestyletable on Pinterest so I can see your beautiful creations.

FAQs about Banana Pudding Cupcakes

Can I make banana pudding cupcakes ahead of time?

Yes, you can make the cupcakes and pudding filling ahead of time. However, assemble them closer to serving to prevent the wafers from getting soggy. Store the components separately in the refrigerator.

How do I prevent the bananas from browning in my banana pudding cupcakes?

To prevent browning, toss the sliced bananas in a little lemon juice or pineapple juice before adding them to the cupcakes. This helps to slow down the oxidation process.

What kind of wafers are best for banana pudding cupcakes?

Nilla wafers are the classic choice and work perfectly. You can also experiment with other types of vanilla wafers or even shortbread cookies for a different flavor profile.

How should I store leftover banana pudding cupcakes?

Store leftover banana pudding cupcakes in an airtight container in the refrigerator. They are best enjoyed within 2-3 days to maintain the texture of the wafers.

Can I use instant pudding mix in these cupcakes?

Yes, instant pudding mix can be used as a shortcut. Just follow the instructions on the package, but you may want to slightly reduce the amount of liquid to achieve a thicker consistency for the filling.

Can I freeze banana pudding cupcakes?

Freezing is not recommended, especially after assembly. The texture of the wafers and pudding can change, becoming soggy upon thawing. It’s best to enjoy them fresh or within a few days of making them.

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